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Where the three-to-six-month emergency fund rule actually came from
The most repeated number in personal finance was set in 1996 by polling 156 advisers. Six million households of bank data suggest a very different answer.
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The Vitamin D Trials Nobody Talks About
Two of the largest supplement trials ever run found almost nothing. Then the Endocrine Society withdrew the threshold that made half the country deficient in the first place.
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The 90% divorce prediction that was never a prediction
The famous accuracy figures are real, and they measure something other than prediction. What happens when a divorce model is finally tested on data it has not already seen.
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Sugar Does Not Make Children Hyperactive. The Study That Proved It Tested the Parents.
A 1995 meta-analysis of 23 controlled trials found no effect. A year earlier, a smaller study had already explained why everyone believes otherwise — by giving every child a placebo and lying to their mothers.
Where the three-to-six-month emergency fund rule actually came from
The most repeated number in personal finance was set in 1996 by polling 156 advisers. Six million households of bank data suggest a very different answer.
The eight-glasses rule is a sentence someone deleted
The 1945 document blamed for the rule said most of your water comes from food and that thirst is an adequate guide. Both sentences were cut. Here is what the evidence actually shows.
The four-day week trials mostly didn’t test a four-day week
The pilots cut about four hours a week, not eight. Iceland never ran one. And the best-instrumented trial found healthier workers, unchanged revenue, and a significantly faster pace of work.
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Your Myers-Briggs type is four coin flips in a trench coat
The MBTI measures four real traits with decent reliability, then discards most of what it measured by drawing a line through the middle of a bell curve.
The latte factor gets the arithmetic right and the mechanism wrong
His sum checks out to the dollar. But 85% of people are passive savers who ignore price incentives, and financial education explains 0.1% of the variance in behaviour.
Opposites don’t attract, but that was never the interesting question
115 of 118 partner traits correlate positively. The gap is in personality — and the twist is that none of it predicts whether a couple will be happy.
Renting is not throwing money away, but the real argument is stranger
Housing’s celebrated 7% return is almost all rental yield. Real capital gains run about 1% a year — and the variable that decides the answer is whether you actually invest the difference.
Where the three-to-six-month emergency fund rule actually came from
The most repeated number in personal finance was set in 1996 by polling 156 advisers. Six million households of bank data suggest a very different answer.
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The 90% divorce prediction that was never a prediction
The famous accuracy figures are real, and they measure something other than prediction. What happens when a divorce model is finally tested on data it has not already seen.
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Stretching Barely Prevents Injuries. Strength Training Cuts Them by Two Thirds.
A meta-analysis of 26,000 participants ranked the injury-prevention strategies head to head. The one everybody does came last. The one almost nobody does came first, by a mile.
Sugar Does Not Make Children Hyperactive. The Study That Proved It Tested the Parents.
A 1995 meta-analysis of 23 controlled trials found no effect. A year earlier, a smaller study had already explained why everyone believes otherwise — by giving every child a placebo and lying to their mothers.
The Vitamin D Trials Nobody Talks About
Two of the largest supplement trials ever run found almost nothing. Then the Endocrine Society withdrew the threshold that made half the country deficient in the first place.